Read any newspaper, blog, or magazine and you'll see that people are living longer, medical costs are rising, costs of living are rising, people are taking on more debt than they can handle, and YOUNG AMERICANS LIKE US ARE NOT PREPARED!

We will be taking care of our aging parents, of our kids who come home after college and of ourselves all at the same time!  Who's going to bail us out - the US Government?  It has to figure out how to pay for Iraq, Defense, Medicare, Social Security, etc.  Do you think the Government will reduce our income taxes?  Not likely. 

Help has been offered in the form of tax-deferred and tax-free retirement savings.  If we are not taking advantage of these plans, we are spiraling toward an ugly second half of life.

The Retirement Planning for Young Americans website is an informational site for Americans under age 40, with consideration for their kids and their aging parents. 

My inspiration for launching this comes from my "day job" which is in the retirement and personal investing industry.  Part of my job includes attending and running seminars and courses.  What I do not see at these educational meetings are my peers - people under age 40.  I am concerned for people my age and younger who are not sufficiently saving for retirement.  Not only are they not saving, their aging parents do not have enough for retirement, and I wonder what my peers are teaching their own children.

I am also challenging Professional Advisers to create strategies, services and products specifically for people under 40, even though they may not have enough money or net worth to fit the Corporate Targets.